A personal wealth - operating system

Building Solid Foundations for Your Financial Future build wealth.

Personalised wealth planning designed around your goals, risk profile and long-term journey.

Trusted across all cities
10 Cr+ · Assets Under Management
1000+ · Investors Served
5000+ · Active SIPs
Curated by Prithvi Investments

Portfolios built with conviction.

Each basket is researched, rebalanced and reviewed by our in-house research team. Invest with clarity, not noise.

Returns shown are past performance and do not guarantee future results. Mutual fund investments are subject to market risk; please read all scheme-related documents carefully.

High growth

Long-Term Wealth

For 10+ year horizons

CAGRTimeline
+18.4%
of CAGR
RiskHigh
Min. SIP100
No. of Funds8
Start SIP
Balanced

Balanced Growth

For 5–7 year goals

CAGRTimeline
+13.2%
of CAGR
RiskModerate
Min. SIP₹ 2,000
No. of Funds6
Start SIP
Income

Conservative Income

For capital preservation

CAGRTimeline
+8.6%
of CAGR
RiskLow
Min. SIP₹ 1,000
No. of Funds5
Start SIP
Goal planning

Every rupee with a purpose.

Use our calculators to translate your goals into clear numbers, adjusted for inflation and time horizon. Illustrations only; not investment advice.

Plan your first goal
Illustrative example
Comfortable retirement at 58
Retirement

Comfortable retirement at 58

23 years remaining · ₹ 75,000/mo lifestyle
72%
₹ 28.4 L investedTarget ₹ 3.9 Cr
See it compound

What could an SIP become?

A ₹5,000 step-up on a 20Y goal can shorten the timeline by ~14 months. Try the math ?

Illustrative only
Assumes 12% p.a.
Market returns vary over time
Monthly SIP₹10,000
Invested
₹18 L
Growth
₹32.5 L
Total
₹50.5 L
Plan your first goal
GROWTH +₹32.5 L
Projected value in 15 years
₹50.5 L

at an assumed 12% p.a. · illustrative

InvestedGrowth

ASHWINI ANANDSINGH BAYAS

AMFI · ARN-161420
We don't push products. We listen, plan and partner with you. For decades, not transactions.
1000+
Clients served
₹ 10 Cr
AUM distributed
5000+
Active SIPs
A partner, not an algorithm

Wealth is personal.
Your wealth partner should be too.

We work and guide according to the Goals and needs of the people rather than the products and returns.

Chat anytime
Direct line on WhatsApp & email
Video reviews
Quarterly portfolio walkthroughs
Tax-efficient selection
ELSS, ELSS step-ups, capital-gains aware switches
Long-horizon planning
SIPs and goals across multiple life stages
Our services

Financial solutions for every stage of life.

Explore a considered range of investment, protection and wealth-building services.

A modern share-trading desk with market charts

Share Broking

Online and offline trading across equity, derivatives, commodity and currency markets.

Read More
A diversified investment portfolio represented as a refined chart sculpture

Mutual Fund

A wide range of mutual fund products selected around your individual goals and risk profile.

Read More
A protective medical shield representing health insurance

Health Insurance

Protect your financial stability from the impact of emergency medical expenses.

A life insurance policy protected by a shield, clock and infinity symbol

Life Insurance

Financial security designed to help protect your family and cover contingent liabilities.

Premium bond certificates with a steady yield line

Bonds

Lend to an issuer in exchange for interest payments through a range of bond options.

A secure fixed-deposit document inside a precision vault

Company Fixed Deposit

Time-bound deposits with companies and financial institutions that earn a fixed rate of return.

What investors say

Built on relationships, not transactions.

“I uploaded my CAS expecting a sales pitch. I got a 14-page report explaining exactly what I was getting wrong. That kind of honesty is rare.”
RM
Rutuja More
Senior Product Manager, Sambhajinagar
“The goal planner showed me I was 6 years behind on retirement. Ashwini and I rebuilt my SIPs in a single afternoon. Slept better that night.”
AJ
Aarav Joshi
Cardiologist, Pune
“Everything in one place: mutual funds, FDs, ELSS, and a partner who picks up the phone. The clarity is what got me to start.”
VS
Vikram Sethia
Founder, Mumbai
“I uploaded my CAS expecting a sales pitch. I got a 14-page report explaining exactly what I was getting wrong. That kind of honesty is rare.”
RM
Rutuja More
Senior Product Manager, Sambhajinagar
Our story

A decade of helping families turn savings into wealth.

Started our journey in 2006 with equity market and tried to connect the people to know this financial product as one of the tools of wealth management and later connected the people with other financial products also.

2006
Founded
1000+
Investors served
₹ 10 Cr
AUM distributed
5000+
Active SIPs
We measure ourselves by one thing: whether a family is closer to their goals than they were last year.
Ashwini Anandsingh Bayas
Ashwini Anandsingh Bayas
Financial Advisor
What we stand for

Suitability before sales

We help you choose schemes that fit your goals and risk — not the ones that pay us most.

Total transparency

Clear disclosures, jargon-free reviews and no surprises.

Built for the long run

We plan in decades and stay your partner through every market cycle.

Recognition

Trusted by families,
recognised by the industry.

Award gallery
Award gallery
High Achievers
October 2021

High Achievers

Recognition from ICICI Direct Business Partners for high-achiever performance

Hall of Fame NCA
Q3 2019

Hall of Fame NCA

Honoured for NCA performance and consistent distributor excellence

Star Performer Revenue
FY21-22

Star Performer Revenue

Revenue performance recognition from ICICI Direct Business Partners.

Star Performer NCA C2T
FY21-22

Star Performer NCA C2T

Awarded for strong NCA C2T performance during FY21-22.

Prithvi Investment on Mobile

Your whole portfolio, in your pocket.

Track every fund, start or pause SIPs, review goal progress and chat with your wealth partner — all from one secure app. Built for India, with UPI autopay and instant statements.

Biometric login
UPI autopay
Smart alerts

4.8 average · 12,000+ ratings

Good evening
PRITHVI INVESTMENT
Anjali
Total portfolio
₹ 18,42,650
+14.2% all time
Funds
Goals
Chat
Retirement68%
Child education41%
Start in 2 minutes

Your wealth journey begins with a single, honest question.

What do you really want from your money? Take our investor personality assessment. No email required to start.

PRITHVI INVESTMENT logo

An AMFI-registered Mutual Fund Distributor (ARN-161420) offering personalised wealth planning, goal-based investing and comprehensive financial solutions including mutual funds, insurance and equity investments.

Distributor disclosure. PRITHVI INVESTMENT is an AMFI-registered Mutual Fund Distributor (ARN-161420). We distribute mutual funds and other regulated financial products. We are not a SEBI-Registered Investment Adviser (RIA) and do not provide fee-based investment advice. Our recommendations are based on your financial goals and risk profile.

Risk & performance. Mutual Fund investments are subject to market risks. Read all scheme-related documents carefully before investing. Past performance is not indicative of future returns. Portfolio values, goal projections and calculator outputs shown on this website are illustrative only.

Commissions. As an AMFI-registered Mutual Fund Distributor, PRITHVI INVESTMENT receives trail commissions from Asset Management Companies for investments made through us. We do not charge separate distribution fees unless explicitly disclosed.

Grievances. ashwini.bayas@gmail.com · Investor Charter and SEBI SCORES portal links are available under Disclosures.

© 2026 PRITHVI INVESTMENT. All rights reserved.

AMFI ARN-161420 · GST: 27AKBPB3746R2ZT · Established 2006